PPF Calculator
Estimate your Public Provident Fund maturity value, total investment and interest earned using your annual contribution, interest rate and investment period.
Enter Your PPF Details
Enter ₹500 to ₹1,50,000 per financial year.
The default rate is 7.1%. You can change it for comparison.
Standard PPF maturity period is 15 complete financial years.
Estimated Maturity Value
₹0
Total Investment
₹0
Interest Earned
₹0
This is an illustrative estimate. Actual PPF interest depends on deposit timing, applicable PPF rules and the government-notified interest rate.
Simple & Browser-Based Calculator
Your calculation is performed directly in your browser. No account or document upload is required.
What is PPF?
Public Provident Fund (PPF) is a long-term savings scheme. The National Savings Institute states that a PPF account has a minimum deposit of ₹500 and a maximum deposit of ₹1,50,000 in a financial year.
The standard maturity period is fifteen complete financial years from the end of the financial year in which the account is opened. The applicable interest rate is subject to government notification.
How Does the PPF Calculator Work?
Enter your annual investment
Enter the amount you plan to contribute to your PPF account each financial year.
Check the interest rate
The calculator starts with the currently displayed 7.1% rate. You can change the rate when comparing different assumptions.
Select the investment period
Enter the number of years for which you want to estimate the accumulated value.
Review the estimate
The calculator displays estimated maturity value, total contributions and estimated interest earned.
Important PPF Facts
Annual Deposit Limit
PPF allows deposits from ₹500 up to ₹1,50,000 in a financial year.
Standard Maturity
The standard PPF maturity period is 15 complete financial years.
Interest Rate
The calculator currently uses 7.1% as the default rate.
Long-Term Savings
PPF is designed as a long-term savings scheme.
PPF Calculator Disclaimer
This calculator is intended for estimation and educational purposes. It does not constitute financial, tax or investment advice. Actual PPF returns can differ because the applicable interest rate, deposit timing and scheme rules may change. Please verify the applicable rules and rate from official sources before making financial decisions.
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Frequently Asked Questions
What is the current PPF interest rate?
The default rate used on this page is 7.1%. PPF interest rates are government-notified and may change for different periods.
What is the maximum amount I can deposit in PPF?
The maximum PPF deposit is ₹1,50,000 in a financial year.
What is the minimum PPF deposit?
The minimum deposit is ₹500 in a financial year.
What is the standard PPF maturity period?
A PPF account matures after completion of fifteen complete financial years from the end of the financial year in which the account was opened.
Is the PPF calculator result exact?
No. It is an estimate. Actual PPF interest depends on the timing and pattern of deposits, applicable interest rates and scheme rules.
Can I change the interest rate?
Yes. The interest rate field is editable so you can use the calculator for comparison or different assumptions.